Today’s episode of The Retirement Answer Man debuts a brand new format that will help you make even more of your retirement and financial planning. From here on out all episodes of RAM will be consist of 3 segments - The Hot Topic, where Roger addresses current issues on the financial horizon - The Practical Planning segment, where Roger gives you practical, actionable tips to help you get your retirement planning headed in the direction you desire - and the Listener Question, where Roger answers YOUR questions about retirement related issues. Listen in to get a feel for the new format and to hear how Roger can help you get your retirement planning well in hand before it’s too late.
Read MoreRoger starts the show off with a bang today by answering a listener question: “I’m a smart guy. So why do I make such stupid decisions when it comes to money?” Feel familiar? We’ve all made our share of mistakes in the financial areas of our lives, and that pattern never really changes unless we come to grips with the REASONS we make those decisions in the first place.
Read MoreIt’s good to dream big when setting your retirement goals. Dreams are where all adventures start. I find many people start at “reasonable” when setting retirement goals. They settle right from the start. Don’t do this. If you have a dream of relocating for retirement explore it.
Read MoreWhere is your focus? Is it on a potential bump in the road or achieving the life you want for your family? Build a plan based on sound principles, execute faithfully, adjust along way and enjoy life.
Read MoreMatt Miller has built a company that offers savvy retirement planners a legitimate way to add an additional stream of income to their current situation - either on the side or with hopes of it moving toward a full-time business. Matt’s story is inspiring… and you’ll hear it all on this episode of Retirement Answer Man.
Read MoreOnce you’ve learned to save it’s important you learn how to use your savings wisely. Not spending it is only half the battle. Deploying your savings wisely puts it to work so you can move towards the goals you've set. You work hard for it, make sure it works hard for you.
Read MoreWe were all set for another super serious retirement planning show when Joe from Stacking Benjamins hacked in and took over.
Read MoreIt's easier than ever to become a terrible husband. Our connected world has caused the outside world of news, work and friends to compete for the limited attention we have when we're at home. If you're not careful, e-mails, status updates and the internet can rob your wife of her rightful place as the center of your life.
Read MoreEverywhere we turn we hear about inflation, longevity, healthcare costs, market risks and other retirement boogie men. The fact is you'll never be able to do enough to secure a risk-free retirement. Even billionaires aren't safe (seriously, Google it). So, we need to chill out a bit. Your retirement years aren't supposed to be full of stress. It's a time when we can work and play on our own terms after having completed a career of work and raising kids. Instead, for many, it's become the most stressful time of their lives.
Read MoreMany say the American dream is dead. That getting married, starting a family and building for the future is no longer possible. Even worse, many others believe it when they hear it. All the while, though, there are people with "normal" jobs building the American Dream step by step.
Read MoreRecently presidential candidate, Hillary Clinton, talked about the rise of the gig economy. Although she focused on the potential downside of freelance work, the gig economy could be a huge benefit for those looking to create a great retirement.
Read MoreWhat do you think the midyear outlook for the market is? Greece is all over the news (What is it with Greece, anyway?), markets in China are crazy and here in the U.S. everyone is freaked out about when interest rates will rise. What is an investor to do?
Read MoreYou'd never intentionally make a stupid investment for your retirement. Yet, most of us do everyday. We invest or should I say digest horrible things into our body. Over time these bad "investments" rob us of the most important thing in retirement, our health, and potentially give us a huge negative return in the form of high health care expenses. Luckily, there are some simple things you can do now to create a healthy retirement.
Read MoreIn this week's journey to retirement story, we hear from true high school sweethearts, John and Patti.
Read MoreI've learned a lot about the devastating costs of end of life care lately. Over the last year, there's been a lot of death in my family. Last year my sister, Barbara, passed away at age 51 and my aunt Nicola passed, too. Now, at age 96, my grandmother is tiring out and is in hospice.
Read MoreYou may die tomorrow. You may get sick. There's no way to predict it and there's nothing you can do about it. Yeah, It sucks, I know. I've got the same deal. As important as planning for retirement is, it's just as important...no, more important....you make the most of the only life you have. The one that's happening right now!
Read MoreIf you're working to build a great retirement, stop listening to weekend investment talk radio. The economics of these local shows encourage the sale of investment products rather than offering sound investment advice.
Read MoreHave you noticed how these Journey to Retirement stories have little to do with money? Each listener's story has focused on freedom and experiences. This week's story is no different.
Read MoreMost baby boomers grew up with a script: college, career, marriage, house, kids, college, retirement. It can be a great life, but it's not the only one.
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