The Retirement Answer Man® Show

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Posts tagged 401(k)

#304 - Travel in Retirement: Mapping Out Your Journeys

#304 - Travel in Retirement: Mapping Out Your Journeys

Where will your journeys in retirement take you? Now that you’ve learned about dreaming up your retirement travel plans and how to pay for it all, it’s time to get to work mapping out your journeys. On this episode, I’ll walk you through how to choose where to go for those initial travels in retirement. You’ll also find out why you shouldn’t lump all of your 401K contributions into the first few months of the year. And finally, I answer a listener question on a topic that I thought I covered but hadn’t. We’ve got lot’s of fantastic information for you so grab your headphones and press play!

PodcastsRoger WhitneyDecember 18, 2019travel, Roth, 401(k)

#303 - Travel in Retirement: Creating a Budget

#303 - Travel in Retirement: Creating a Budget

If you want to travel in retirement then you’ll have to go about creating a budget first. In this episode of Retirement Answer Man, I’ll walk you through the basics of creating a travel budget. You’ll learn how to categorize the types of travel you envision and then you’ll discover how to break down your expenditures. Check out this episode to get into the traveling mindset so that you can travel without the worry that you’re doing something you can’t afford.

PodcastsRoger WhitneyDecember 11, 2019travel, listener questions, 401(k), pension

#270 - You’re Retired! How to Use Your Accounts: Listener Questions, IRA, Roth, and 401K Management

#270 - You’re Retired! How to Use Your Accounts: Listener Questions, IRA, Roth, and 401K Management

IRA, Roth and 401K management can be confusing, that’s why I answer listener questions in the Practical Planning segment of this episode. This is the last episode of the How to Use Your Accounts series. You’ll definitely want to go back and listen to the entire series to help you familiarize yourself with the different types of retirement accounts and how to finally use them in retirement. Next month we’ll dive into how technology improves retirement. But for now listen to these listener questions about account management in retirement.

PodcastsRoger WhitneyApril 24, 2019IRA, Roth, 401(k), listener questions

#267 - You’re Retired! How to Use Your Accounts: The Basics of IRAs, Roth IRAs, and 401Ks

#267 - You’re Retired! How to Use Your Accounts: The Basics of IRAs, Roth IRAs, and 401Ks

You have been saving into your IRA’s, Roth IRA’s and 401K’s for years. But once you retire how should you get money out of them? Over the next few episodes, we are going to dive into your different retirement accounts so that you can fully understand them. It’s important to understand the difference between these accounts so that you can create a withdrawal strategy to minimize the tax implications. Are you ready to learn about the different types of retirement accounts so that you can rock retirement? Listen in to this episode of Retirement Answer Man, to hear the basics of IRA’s, Roth IRA’s, and 401K’s so that you can understand how to create a sound withdrawal strategy.

PodcastsRoger WhitneyApril 3, 2019IRA, Roth, 401(k)

#233 - You Asked: Investing for Retirement “Given This Market”

#233 - You Asked: Investing for Retirement “Given This Market”

“Given this market.” What does this phrase really mean? Why are people suddenly concerned with the markets now, should they be, and just what markets are they talking about? You won’t want to miss this episode. Listen now to learn about ‘this market’ and investing for retirement.

PodcastsRoger WhitneyAugust 8, 2018listener questions, you asked, stock market, 401(k), Roth

#192 - Should You Worry About a Market Crash?

#192 - Should You Worry About a Market Crash?

Many of you might be asking the question, “Is another crash just around the corner?” Tune in to this episode of the Retirement Answer Man to find out.

PodcastsRoger WhitneyOctober 18, 2017401(k), investing, stock market, recession

#191 - What Your Financial Advisor Should Be Doing

#191 - What Your Financial Advisor Should Be Doing

Listen to this episode of Retirement Answer Man to hear my tips for staying on track in your relationships and keeping your advisor on the same page.

PodcastsRoger WhitneyOctober 11, 2017401(k), agile retirement management, investing, retirement goals

#190 - How much you should have saved for retirement by now

#190 - How much you should have saved for retirement by now

Comparison is important to keep us on track with our goals but when we put all of our focus on our performance v.s. someone else's performance...we often become unhappy. Regardless of where you are in life or how much you have saved for retirement, comparison could be the death of joy. Listen to this week’s episode to hear my thoughts on how to stay on track without letting go of your joy.

PodcastsRoger WhitneyOctober 4, 2017401(k), assets, investing, IRA

#189 - How Indexes and Bear Markets Can Make a Bad Mix

#189 - How Indexes and Bear Markets Can Make a Bad Mix

On this episode of the Retirement Answer Man, I dive into the pros and Cons of investing passively v.s actively and what might happen if a Bear Market does indeed come.

PodcastsRoger WhitneySeptember 27, 2017401(k), bear market, budgeting, investing

#187 - Should My Advisor Have Access to My 401(k)? And Other Listener Questions

#187 - Should My Advisor Have Access to My 401(k)? And Other Listener Questions

My listeners have been asking great retirement questions, and this podcast episode is focused on giving answers to some of those. I’m excited today to bring on my awesome sidekick, Nichole, to play the part of the listener and ask the questions. One really important question is whether your financial advisor should have access to your 401(k), including your username and password. While this can be convenient for you and for your advisor, it’s not a good idea and is typically not allowed. Listen to today’s episode to find out why.

PodcastsRoger WhitneySeptember 13, 2017401(k), pretirement, listener questions

#185 - Don’t Be Like Wimpy! How Spending Can Ruin Your Retirement

#185 - Don’t Be Like Wimpy! How Spending Can Ruin Your Retirement

On this episode of The Retirement Answer Man Podcast, I talk about spending and some safeguards you can put in place so that you don’t overspend on things you don’t need and may not even really want. Listen in and learn to differentiate between needs and wants, and get some great tips to help you avoid unnecessary impulse spending.

PodcastsRoger WhitneyAugust 30, 2017401(k), credit card debt, mortgage

#172 - Building A Strong Foundation For Your Retirement Investments

Today we will look at why maintaining a strong investment foundation is so important as you enter retirement and what steps you can take to build it.

PodcastsRoger WhitneyMay 31, 2017401(k), can I retire

#166 We’ve got retirement planning all wrong

When it comes to retirement...are our best days behind us? Are we approaching a time where we are unproductive, broken, and tired? Dan Miller doesn’t think so! Listen to this episode of the Retirement Answer Man to hear why and to hear my guest Dan explain how to start living a fulfilling retirement now.

PodcastsRoger WhitneyApril 19, 2017401(k), assets, holistic lifestyle

#162 - The Problem with Retirement Planning and How to Fix It

In this episode, we will dive into the good, the bad, and the ugly of modern retirement planning and you will see why it no longer offers an empowering course of action.

PodcastsRoger WhitneyMarch 22, 2017401(k), agile retirement management

#160 - Certainty Is Absurd: How To Deal With Uncertainty.

The only thing that is certain in life is uncertainty. No matter how hard we try to plan for the future we can never be 100% certain things will turn out the way we’ve hoped. If you follow the guidelines I lay out in this episode, you can feel confident in your future retirement and your ability to cope with the changes ahead.

PodcastsRoger WhitneyMarch 8, 2017401(k), uncertainty

#92 - Bye Bye File and Suspend: What You Need to Know

On this episode I’m shaking it up a bit; throwing in some new segments that I believe are going to simplify and energize your retirement planning.

PodcastsRoger WhitneyNovember 10, 2015401(k), happiness, preferred stocks

Can I Rollover My __________to My IRA?

According to the Bureau of Labor Statistics, "...baby boomers held an average of 11.3 jobs from ages 18 to 46." It's likely you've accumulated various retirement accounts throughout your career. A common question I get is "Can I rollover my (Insert type of account) to my IRA?"

blog postRoger WhitneySeptember 12, 2014401(k), IRA, rollover, taxes

#29 Should I Convert to a ROTH IRA? A Talk with Ed Slott [Podcast]

Taxes suck. They erode away your income, savings and investments. One strategy to maximize your retirement savings is to convert your IRA to a ROTH IRA. ROTH IRAs are a powerful tool to help you do this but there are lots of tax and planning issues to consider first.

PodcastsRoger WhitneySeptember 8, 2014401(k), dividends, Ed Slott, taxes