#403 - Listener Questions: I have Roth Conversion Questions!

Roth conversions, HSAs, pension choices, risk management: these are the topics of today’s listener questions.

Susan, Gina, IM, and Daniel all submitted their questions to me via RogerWhitney.com/AskRoger and you can too! If you have any retirement questions, or even if you simply want to leave a comment about the show, click on the link to present your question.

Whether you are looking to learn more about HSAs, Roth conversions, or evaluate your pension choices, listening to other listeners’ questions can help you learn how to frame your own questions and consider your options by always keeping your goals in mind.

PodcastsRoger WhitneyOctober 22, 2021listener questions, Roth, HSA, pension, risk management

#402 - Retirement Tax Management: The Tax Toolbox

Are you worried that you won’t be able to live the life of your dreams in retirement? This is one of the main issues facing many people on the cusp of retirement. That’s why I created the Retirement Answer Man Show. I want to help you find the confidence to truly rock retirement.

One way that you can become more confident in your retirement plan is by utilizing the tax planning tools that are available to you. Andy Panko from Tenon Financial is here to help you identify all the tools available in your tax toolbox. Press play to open up your tax toolbox and see what is inside.

PodcastsRoger WhitneyOctober 20, 2021retirement tax management, taxes, Andy Panko, tax brackets, Roth, donation, QCD

#367 - On Your Mark, Get Set, Go! What to Do in the 5 Years Before Retirement - Start Your Engines

Do you want to have the confidence to truly rock retirement? Are you within 5 years of retirement? If so, this is the series for you. Over the next 5 episodes, we’ll explore what you should be focused on in the years leading up to retirement. Are you ready to get started? Press play now!

PodcastsRoger WhitneyMarch 3, 20215 years before retirement, Roth, Rock Retirement Club

#351 - How Do I Use an HSA for Retirement Healthcare Costs?

Do you use an HSA? If not, you may want to start one after listening to this episode. Find out how you can use an HSA to help lessen healthcare costs in retirement and stick around to hear the answers to listener questions on this episode of Retirement Answer Man.

Are you trying to figure out how to deal with an unexpected retirement? Would you like to come on the show? We are looking for a volunteer for the next Retirement Plan Live coming up in January. If you would like some help in navigating your unexpected retirement head on over to RogerWhitney.com/rpl to put your name in the hat and potentially become our next case study for Retirement Plan Live.

PodcastsRoger WhitneyNovember 11, 2020HSA, listener questions, 1099, Roth

#324 - Setting Your Retirement Assumptions: Life Assumptions

What retirement assumptions do you have? In retirement planning, we rely on assumptions for just about everything. This may seem like a small thing, but this topic is so big that we are taking the whole month of May to talk about it. Today we tackle the life assumptions: how much you plan to spend, how long you plan to work, how long you think you’ll live. Join me as we consider the different assumptions we all make when planning for retirement.

PodcastsRoger WhitneyMay 6, 2020retirement assumptions, Roth

#304 - Travel in Retirement: Mapping Out Your Journeys

Where will your journeys in retirement take you? Now that you’ve learned about dreaming up your retirement travel plans and how to pay for it all, it’s time to get to work mapping out your journeys. On this episode, I’ll walk you through how to choose where to go for those initial travels in retirement. You’ll also find out why you shouldn’t lump all of your 401K contributions into the first few months of the year. And finally, I answer a listener question on a topic that I thought I covered but hadn’t. We’ve got lot’s of fantastic information for you so grab your headphones and press play!

PodcastsRoger WhitneyDecember 18, 2019travel, Roth, 401(k)

#270 - You’re Retired! How to Use Your Accounts: Listener Questions, IRA, Roth, and 401K Management

IRA, Roth and 401K management can be confusing, that’s why I answer listener questions in the Practical Planning segment of this episode. This is the last episode of the How to Use Your Accounts series. You’ll definitely want to go back and listen to the entire series to help you familiarize yourself with the different types of retirement accounts and how to finally use them in retirement. Next month we’ll dive into how technology improves retirement. But for now listen to these listener questions about account management in retirement.

PodcastsRoger WhitneyApril 24, 2019IRA, Roth, 401(k), listener questions

#269 - You’re Retired! How to Use Your Accounts: Should I Convert My IRA to a Roth? And Other Conversion Questions

You may be wondering, should I convert my IRA to a Roth? It’s hard to know when the time is right for a Roth conversion. So today we continue the discussion on how best to use your retirement accounts and plan your tax strategy. But first, in the Hot Topic session you’ll learn how important vision is to planning your retirement. So many people are stuck in the prison of their mindset. Listen to this episode to hear more about how important tax strategy is, whether you should convert your IRA to a Roth, and how to break free from your institutionalized mindset and really rock your retirement.

PodcastsRoger WhitneyApril 17, 2019IRA, Roth

#267 - You’re Retired! How to Use Your Accounts: The Basics of IRAs, Roth IRAs, and 401Ks

You have been saving into your IRA’s, Roth IRA’s and 401K’s for years. But once you retire how should you get money out of them? Over the next few episodes, we are going to dive into your different retirement accounts so that you can fully understand them. It’s important to understand the difference between these accounts so that you can create a withdrawal strategy to minimize the tax implications. Are you ready to learn about the different types of retirement accounts so that you can rock retirement? Listen in to this episode of Retirement Answer Man, to hear the basics of IRA’s, Roth IRA’s, and 401K’s so that you can understand how to create a sound withdrawal strategy.

PodcastsRoger WhitneyApril 3, 2019IRA, Roth, 401(k)

#233 - You Asked: Investing for Retirement “Given This Market”

“Given this market.” What does this phrase really mean? Why are people suddenly concerned with the markets now, should they be, and just what markets are they talking about? You won’t want to miss this episode. Listen now to learn about ‘this market’ and investing for retirement.

PodcastsRoger WhitneyAugust 8, 2018listener questions, you asked, stock market, 401(k), Roth

#205 - How to Make 2018 Your Best Year Yet

Without a plan people often find themselves drifting through life without anything meaningful to work towards. This episode of Retirement Answer Man is your gentle reminder that you need a plan. Listen to this episode to hear why you don’t ever want to stop planning and making goals.

PodcastsRoger WhitneyJanuary 24, 2018listener questions, Roth, cash reserves, passive investing